The holidays have been fantastic, with time to travel, to spend time with children and grandchildren, and to reflect on the last year. I enjoy living each day...not one for looking back with many regrets, or forward with too many "demands." Each day is a gift, and I work to remember that. Today it snowed...real snow...acting as an insulator. I love to watch big white flakes fall, collecting on the ground, on tree branches and foliage. It is so quiet and gentle - wrapping around us and offering us a chance to slow down, breathe deeply and reflect on our lives. Friends are pulling out their seed catalogs as soon as the decorations are down, looking ahead to spring. But sometimes I feel they are missing the opportunity to live in the quiet of a world resting...preparing itself to emerge in glorious color in a few short months. Oh how I sound poetic, praising the beauty of winter. Those of you who know me, however, also know I do not tolerate the cold well at a